The following benefits are exclusively available to Heritage Flats
Planning (Listed Building and Conservation
Areas) Act 1990 Extension
Provides for the costs of meeting conditions made by
your local authority under this legislation, or its equivalent
in Scotland and Northern Ireland, after an insured event.
The requirements of the planning authorities cannot be
predicted with certainty and, as a result, extra costs could be
incurred. This extension will cover additional costs incurred
up to an additional 20% of the Buildings sum insured.
Covers archaeological costs that may follow an insured
event; e.g. analysis by the conservation bodies of the
original fabric of the building, should it become exposed
by the damage.
Costs must be necessarily and reasonably incurred by part
of the repair, with underwriters’ consent up to £250,000 any
one claim. Exclusions apply to the analysis of undamaged
portions and any below the ground excavations.
Monuments, memorials and statues
in the grounds
Cover for up to £15,000 any one claim